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Posts Tagged ‘Obamacare’

Happy Independence Day

Notwithstanding the “Biden Insurance” it’s time to impeach this idiot

obama_smoking_joint

Wow, my neighborhood sounds like Egypt or Syria or Benghazi

Happy 4th of July!

I know, right?

When Someone Doesn’t Build a House…Recovery Summer

August 25, 2010 1 comment

When someone wants  to build a house, they buy a lot to build it on.  This means new business for a land seller, a real estate broker, a surveyor, a real estate agent, a title company,  a title insurance company,  a liability underwriter, a real estate attorney, an accountant, and a bank or other financial institution.  All of whom pay federal, state and local taxes, unemployment taxes, medicare taxes, social security taxes, employee health care premiums, and match contributions to individual retirement accounts. In addition, both the state and the city or county having jurisdiction over the lot derive tax revenue from the transaction.

When small businesses are profitable, it means new business for advertisers.

When small businesses make contributions to retirement accounts, it means new business for investment brokers.

When someone wants to build a house, they need plans to build from. This means new business for an architect, an interior designer, a civil engineer, a structural engineer, a mechanical engineer, an electrical engineer, a plumbing engineer, a landscape architect, and possibly a consulting engineer (if, for example, the house is to be built in a coastal location and requires  approval by a state environmental authority).  All of whom pay federal, state and local taxes, self employment taxes, unemployment taxes, medicare taxes, social security taxes. They pay for their employees’  health care premiums and for professional liability insurance; they match contributions to individual retirement accounts, are liable for continuing education, pay state and local license fees and annual dues to professional organizations. They retain the services of attorneys and accountants. They borrow funds from banks upon which they pay interest. They buy office supplies, computers, and software;  pay rent for office space and internet access;  lease automobiles, have commercial credit cards used for frequent travel and lodging;  and probably donate funds to their churches, universities, favorite charities, and local causes.

When someone wants to build a house, they need a building permit. This means the local government receives permit application fees and construction impact fees which fund the salaries of municipal employees, road construction, school construction, parks and recreation construction, water and sewer construction, utility construction, civil improvements, and other items critical to managing the growth of the local infrastructure.

When someone wants to build a house, they need construction financing.  This means more business for a bank, an attorney, the local tax collector, and an insurance underwriter.

When someone wants to build a house, they need someone to execute the work.  This means business for a general contractor who is insured, has a credit line at a bank, and pays federal, state and local taxes, self employment taxes, unemployment taxes, medicare taxes, workers’ compensation premiums, and social security taxes. The contractor pays for the services of attorneys and accountants.  The contractor borrows funds from banks on which he pays interest. The contractor pays his employees’  health care premiums and  his company’s liability insurance premiums.   He matches his employees’ contributions to their individual retirement accounts.  He pays state and local license fees, annual dues to professional organizations, is liable for continuing education, buys office supplies, computers, and software.  He rents his office space, pays for internet access, places orders for building materials, leases cars and heavy construction equipment, and probably donates funds to his church, university, favorite charities, and local causes.

To build the house, the contractor  signs a contract with the owner based on a specific schedule of values which comprises the construction budget and then contracts with a team of subcontractors from whom he has received proposals to complete the work.  He has agreements with subcontractors for the clearing, grading, and site preparation;  the foundation work, the structural frame, the masonry, the rough carpentry, the electrical work, the plumbing work, the heating, air conditioning and ventilation work, the insulation, the interior sheathing, the exterior sheathing, the interior painting, the exterior painting, the specialties such as solar, music, security, video, fire alarm, and data systems, the finish carpentry, the cabinetry, the plumbing fixtures, the lighting fixtures, the roofing, the kitchen and household appliances,  the interior finishes, the furnishings, the swimming pool and equipment;  the landscape planting, final grading, irrigation system, exterior  lighting,  mail box, ongoing cleaning, waste removal, and the final survey.  All these subcontractors pay federal, state and local taxes, unemployment taxes, medicare taxes, social security taxes, employee health care premiums, and match contributions to individual retirement accounts. They pay for the services of attorneys and accountants. They pay liability insurance premiums, pay workers’ compensation premiums, and borrow funds from banks on which they pay interest. They pay state and local license fees, annual dues to professional organizations, are liable for continuing education, place orders for building materials, buy office supplies, computers, and software.  They rent their office spaces, pay for internet access, buy trucks and construction equipment, and probably donate funds to their churches, universities, favorite charities, and local causes.

When the house is finished, the construction loan is converted to permanent financing.  This means more  business for the title company, the title insurance company, the bank, the local tax collector, and  the attorney.  It means new business for the flood insurance company, the home insurance company, the mortgagor, the possible second mortgagor, and a new perpetual flow of property taxes to the municipality.

When someone doesn’t build a house it’s called  Recovery Summer We need a recovery from Recovery Summer.

COMING SOON: Next World Immigration Mexican Style

The Public Service Announcement Game

December 29, 2009 Leave a comment

You see them every day…your taxes pay for them…they inform you of certain dangers inherent in your behavioral choices that otherwise might not already be obvious. They are the public service announcements that air on radio and TV in accordance with regulations governing federal license renewal and during the wee hours abandoned by commercial advertisers.
Smoking, cake, exercise, being a good parent, holding the handrail, and lead paint (which was banned in 1977 by the Consumer Products Safety Commission) are, in the words of Captain Louis Renault, the “usual suspects” called upon to star in these dramatic presentations.
Remember when you could write to Pueblo, Colorado for your free consumer information catalog?
http://www.federalnewsradio.com/?nid=35&sid=1712988
Takes you back to Schoolhouse Rock, doesn’t it?

…hookin’ up words and clauses and phrases…

To honor  the great tradition of saving us from ourselves, we propose this contest.  Your entry will be the one which most successfully liberates the  PSA from the dark closet of political correctness. Your PSA idea will serve to swing the spotlight.  It will illuminate the stage upon which idiocy, strife, hate, and the process of natural selection compete for dominance…or it could just be clever.
Here are some examples to stimulate your creativity:

You don’t blog every time you smoke.  Why smoke every time you blog?

You don’t visit the rest room every time you read a magazine. Why read a magazine every time you visit the rest room?

You don’t shoot everyone you’re angry with.  Why shoot someone every time you’re angry?

You don’t kill an infidel every time you pray. Why pray every time you kill an infidel?

You don’t drink every time you give a speech. Why give a speech every time you drink?

You don’t make excuses when you don’t eat beef. Why make excuses when you do?

You don’t lie about voting democrat when you do.  Why lie about it when you don’t?

So…who wants to play?  Send us your best, “you do but you don’ts,” and we guarantee that they’ll be seen by around 343 readers (that’s 686 individual eyes).

Yup, they eyes are the prize…Nobody is using this contest as an excuse for an idiotic come-on, designed to collect your names and addresses to create a “for sale” list.

This contest includes no, “thirty day trials,”  no, “buy one get one,” and no agreements for, “nine dollar a month” deductions in perpetuity.

The idea is that you might stop being stupid about the myriad surveys, IQ tests, and customer satisfaction questionnaires that are used to mine your market information while making you believe you’re winning something.

So stop falling for it, okay? Okay! Now, gimme ten high…gimme twenty low…now gimme thirty…your hand too dirty.

(You don’t pose for pictures every time you smoke weed. Why smoke weed every time you pose for pictures?)